First-Time Home Buyers

About the Book

First-time Home Buyer Success Guide was written with you in mind. It is uniquely positioned with information and offerings to enable your home-buying process, whether it’s your first home or second home. It even offers insights for real estate professionals. It was developed to provide information and insight that may not be necessarily available within the time constraints of a classroom. It guides through the home-buying process with precision and expertise that are unlikely to be found on any other resources. It gives you the benefit of resources pulled from experts with the combined total of more than a hundred years in real estate, and it is our expectation that these collective experiences, insights, options, and sometimes little known facts, even as it relates to negotiating cost in many parts of your purchase, including your mortgage. Information in this book, if applied during your home-buying process, should give you a significant advantage and create savings that you can use after purchasing your home to start making decorative improvements on your new home.

About the Author

Richard Phipps has spent more than 40 years in the business of real estate and is respected as a subject matter expert across the country. His interest with real estate started with his first acquisition in 1978 and has grown more exciting with each acquisition. He is the Regional Vice President for the National Association of Real Estate Brokers, (NAREB), Region 1, the New England State. He is the founder and managing Broker of CFS Realty & Management and Consumer Financial Services in Boston, MA. He is also a certified HUD Housing Counselor, public speaker, television producer and host. He was recognized by the City of Boston for his community service and tireless efforts directing partnership initiatives. He works diligently in this capacity to advance the cause of democracy in housing for all. Richard, was recognized by Barbados Cultural Committee of Boston (BCCB) as Person of the Year in 2007 and awarded for his cultural contribution on Education in 2017. In his free time, Richard enjoys his ministry, family, travel and working with “At Risk Youth” in his community as well as hosting a television program in promoting entrepreneur and homeownership.